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Client Testimonials

"Hi Ian, thank you once again for all your help - you have made a stressful situation a lot easier. As we got that extra bonus we hope you will accept a small donation for Dean's Charity"

Best Wishes Anita & Bob Murray
Johnnie Crocket, 67 lives with his wife Irene in Dumfriesshire

He first came to see John at AFL in 2006. His main objective at that time was to have a lump sum to supplement his pension income when the time came for him to retire in 2013. AFL managed his existing plans and provided solutions for additional savings and investments. By regularly reviewing these plans over the years, we have managed his expectations from the outset right through to his retirement and beyond.

AFL continue to provide their services to Johnnie and ensure that the solutions currently in place meet his financial needs and objectives, which in turn, allows both him and Irene to enjoy their retirement.

"Thanks to AFL managing our investments, both Irene and I are enjoying our retirement. We go on days out and weekends here and there and as a special wee treat to ourselves, we sometimes like to go and eat at Michelin star restaurants, both in Scotland and further down south"

Johnnie Crocket
"We have used AFL on behalf of clients on a number of occasions and have been impressed by both their advice, the efficiency and their friendly service."

K McLean - Pollock & McLean Solicitors
"I have been using AFL for financial advice for some time, during which I have always had thorough, and very sound advice from AFL with anything to do with my future financial planning needs. I especially like the brilliantly explained and informative plans that are provided to me. This includes the options and recommendations for me to make appropriate decisions.
AFL keep reviewing the financial markets, and the plans for the best outcomes for me so that I don't need to worry about this complex set of markets.
I feel that AFL has put me in the best possible place for my pension and other monetary affairs. I would have no idea what decisions to make for the best had I been endeavouring to make these actions myself. I know that AFL have their finger on the pulse of financial markets.
I can now also update myself of how my finances are doing at any time by using the online facilities. In spite of the dire global finances since the 2008 recession AFL has ensured that my plans are moving forward to my retirement. As a canny, relatively risk averse investor, the performance has exceeded my expectations."

"It gives me great pleasure to speak of the gentleman above, Mr John Murdoch.
As a client, I have known John for many years and he has always helped me out on numerous times throughout the years relating to financial affairs.

The AFL Financial Planning Services Ltd is a well established business under the leadership of Mr P Malin and Mr J Murdoch, 24 Nith Place, Dumfries. DG1 2WP

I would like to say that John's friendly nature, along with all members of staff are courteous, kind, and very hard working. The advice is well equipped, and i would recommend a visit to this branch would prove worthwill. "

Noreen Derby