• Criffel
  • martyn
  • bridge
  • River bridge
  • bridge 2
  • bridges
  • Countryside
  • Solway
  • town
  • martyn 4
  • arch
  • River
  • bridge 3
  • sun
  • criffel
  • loch 2
  • loch Kindar
  • view
  • Crichton
  • new brig
  • brig
  • beach 2
  • beach
  • Abbey
  • Castle
  • caul
  • solway
  • Martyn 1
  • sky and top
  • big sky
  • hill
  • hill2
  • Field
  • Crif
  • Abs
  • martyn 2
  • island
  • castle Carlisle

Testimonials

Mr J

Maria is always friendly and very helpful all the time. She reviews my plans on an annual basis and always explains my position clearly.

I would highly recommend her.


Mr S

I have had the pleasure of working with Shaun for a number of years. His advice and guidance has been easy to understand and follow and he has always been available to allay any concerns or proactively suggest any investment/savings avenue that may suit us.

I would have no hesitation in recommending him and have done so.


Mr H

Pamela has provided me excellent mortgage advice over many years. I've always found the advice well presented, making it easy to understand.

Happy to recommend.


Mr G

Shaun displays all the qualities I wanted when planning my future.

He has a way of discussing and explaining things that makes you feel both at ease and informed. I have recommended him to friends and professional contacts and received similar feedback.


Mr L

 I had a SIPP with True Potential and was curious to see if I could directly invest in commercial property. True Potential did not facilitate this and I thought the idea of directly investing in a commercial property was dead in the water. I found out about Advice for Life through one of the parents at my son's football team. I then had a meeting with Shaun from Advice for Life Financial Planning. Shaun was very helpful and nothing was too much trouble. He carried out a risk assessment and deemed my proposal to be a good financial investment using a portion of my SIPP. Shaun suggested a company called IPM who directly invest in commercial properties and with the help of Shaun along with his sound advice I've now managed to directly invest into a commercial property that will provide good returns into my pension for years to come. Can't thank Shaun enough for his help and advice along the way. Highly recommend Advice for Life Financial Planning. I will be continuing to use Advice for Life Financial Planning for ongoing advice for the foreseeable. Really impressed with the service I received.


Mrs McH

My Financial Adviser has always given great advice, which I trust.

I have Mrs McMillan's support, she understands what my needs are.

I have recommended Maria to my friends and will do so in the future.

I have a secure wellbeing with Maria.


Miss E

As a self-employed hairdresser, I wasn't sure how I would pay my new mortgage and the rest of my bills if I got sick.

I went to AFL for advice, and they not only provided me with mortgage insurance and critical illness cover, they also provided me with an income protection plan in case I was off work with a short term accident or illness. All of this was for the same monthly price that the bank had quoted me for basic mortgage insurance. I couldn't believe it.

They also advised me on how and why I should start saving for retirement. I now have a pension plan in place. The tax benefits alone are worth it!

I am so glad I went about seeking professional financial advice as there is no way I could have done this myself. I now feel safe and secure that my bills will be paid and I feel comfortable knowing that I am saving into my pension and won't have to fully rely on the state pension when I retire.


Mrs J

My adviser provided me with straightforward and comprehensive advice.

As a first time buyer, the world of mortgages is daunting, I was given guidance and reassurance for the duration of the process, and I  used the same adviser for future property mortgages.

I would not hesitate to recommend her.


Mrs C

After receiving a recommendation from a friend when I was looking for mortgage advice, I found Pamela gave me clear easy to understand and objective advice, offering me options that enabled me to make the best choice for my circumstances.

Following my experience with AFL Mortgage services, I was then introduced to Shaun who again has offered open, objective and clear advice in laymen’s terms about my pensions and some investments.

AFL Planning Services have provided me with ongoing support and advice and I would have no hesitation in recommending them as  Financial Advisors

 


Mrs P

Maria is a good adviser, she listens to what you would like to do with your money, then advises on the best way to do it.

She asks a lot of questions, but this is because she can then find out which investments and level of risk you would like to take, then points you in the right direction.

If you need any help or advice, she is only on the end of the phone or you can call into the office just about any time you want.


Mr C

I would be lost without my adviser. 

He has always given sound, trustworthy advice.

He always advises on what is best for my situation, and puts my interests first.

He has always went over and above, and the service is always exceptional.

I would have no hesitation in recommending him to anyone.


Mrs B

I have always found that my adviser is very patient, and good at explaining financial matters, and any queries put to her.

Her advice on investments is sound - I continue to be very pleased with their performance.

during a recent period of great personal stress, I received prompt attention and was very grateful for the support received.


Mrs C

After receiving a recommendation from a friend when I was looking for mortgage advice five years ago, I found the Advice for Life team gave me clear easy to understand and objective advice, offering  me mortgage options that enabled me to make the best choice for my circumstances.

Following my positive experience with Advice for Life‘s Mortgage services, I was then introduced to the investment team who again gave me open, objective and clear advice in laymen’s terms about my pensions and some investments.

Over the last five years, I have continued to contact Advice for Life for information as my circumstances have changed, and they continue to give me great support.  I would have no hesitation in recommending them as Financial Advisors


Mr K

We are very happy with Maria of AFL handling and advising us with our financial investments.


Mrs B

Shaun Murphy took on my elderly aunt to build a new portfolio.

He has been attentive, sincere, honest and supportive throughout our negotiations and I consider ourselves extremely fortunate to have had him recommended to us.

What our clients say about us

 

We're supporting Dementia Friends Scotland

Advice for Life Financial Planning are proud to support Dementia Friends Scotland.

Advice for Life Financial Planning is a trading style of AFL Financial Planning Services Limited which is an appointed representative of Quilter Financial Limited which is authorised and regulated by the Financial Conduct Authority.

We're supporting Football in the Community

Proudly supporting football in the community. Bringing business together through youth football.